Travel Insurance
Planning a trip is all kinds of exciting—but let’s be real, life loves to throw curveballs. Whether it’s a delayed flight, a runaway suitcase, or a last-minute change of plans, travel insurance has your back. It keeps your investment (and your sanity) safe, so you can focus on the fun part: actually enjoying your vacation.
Here's Why Travel Insurance Matters
Trip cancellations or interruptions
Trip cancellation insurance reimburses your non-refundable travel expenses if you have to cancel before departure due to covered reasons. non-refundable travel expenses if you have to cancel before departure due to covered reasons.
Trip interruption coverage kicks in if something happens after your trip has started. if something happens after your trip has started.
Medical emergencies abroad
Most U.S. health insurance plans—including Medicare—don’t cover you outside the country. If you get sick or injured while traveling, you could face thousands in unexpected medical bills.don’t cover you outside the country. If you get sick or injured while traveling, you could face thousands in unexpected medical bills.
And unfortunately, some countries are forcing patients to pay for treatment before they'll do anything. Yes, even life threatening situations. So, you definitely need an emergency credit card, or travel insurance to protect you in this scenario.
Lost, stolen, or delayed luggage
Luggage mishaps are one of the most common travel headaches. Travel insurance can reimburse you for essential items (like clothing or toiletries) if your bags are delayed, and replace the value of your items if your baggage is lost or stolen altogether.essential items (like clothing or toiletries) if your bags are delayed, and replace the value of your items if your baggage is lost or stolen altogether.
Flight delays and missed connections
Weather delays, airline strikes, and mechanical issues can seriously disrupt your travel plans. Travel delay coverage reimburses you for meals, lodging, and transportation if your flight is delayed for a certain number of hours. meals, lodging, and transportation if your flight is delayed for a certain number of hours.
Emergency evacuations
If you’re injured in a remote area, have a serious medical emergency, or need to be transported to a better-equipped hospital (or even back home), emergency evacuation coverage pays for the transportation costs, which can be shockingly high—sometimes tens of thousands of dollars.pays for the transportation costs, which can be shockingly high—sometimes tens of thousands of dollars.
Supplier default (like a hotel or airline going out of business)
This lesser-known but important protection helps if a travel supplier goes out of business—like a cruise line, hotel, or tour operator—before or during your trip.travel supplier goes out of business—like a cruise line, hotel, or tour operator—before or during your trip.